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Personal budgeting software to plan a home budget and do money management
personal budget software home budget money management
Personal budgeting software to plan a home budget and do money management
Most People Spend 10% More Than They Make!
You probably know how much money you made last month, but do you know how much money you spent? Or do you know how much money you have left to spend this month? If you don't you're not alone, most people have no idea. The fact is most of us spend 10% more per month than we make. That comes out to $431 per month based on the average American income. No wonder the average credit card debt is now at $8,500!
So why is it so difficult to track your spending? Today we live in a near "cashless" society. Using debit cards, credit cards, automatic deposits, and wire transfers we rarely even see our money. It's easier than ever to spend, spend, spend!
A New Way To Manage Your Money
Traditionally, many people managed their money by dividing their cash into several paper envelopes. An envelope for food, entertainment, utilities etc. They then spent their money from these envelopes. They always knew how much money they had left to spend, and how long it had to last. Mvelopes Personal is a breakthrough in budgeting and spending management that modernizes this same envelope concept using advanced Internet technology for today's nearly "cashless" spending world.
Recover 10% of your income from hidden spending
By knowing where your money is going and setting up spending evelopes beforehand, Mvelopes users have been able to save 10-20% of their income each month. Mvelopes helps you eliminate hidden spending from all those little purchase that add up to more than you think. With better tracking and forecasting, you can recover that extra 10% each and every month. Over the year that really adds up! If you make $40,000/year that's $4,000 dollars you could save and put to better use.
The Simpler, Smarter Online System that helps you Manage your Spending - with Access from Anywhere, at Anytime!
Mvelopes Personal is the most effective spending management system ever. This revolutionary system uses the traditional envelopes budgeting method, partnered with today’s technology, to help you manage your spending, while living within your income—and most of it’s done automatically!
Mvelopes Personal enables you to:
Access all of your secure financial information from anywhere, at anytime
Recover 10% of your income from hidden spending
Eliminate existing debt
Always know exactly how much you have left to spend, and how long it needs to last
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